When your pet causes an accident

If you’re one of the many who have spent hours of quality time with your pet since the pandemic, you know firsthand that their playfulness sometimes turns into mischief or meanness.

Torn furniture, missing household items, broken electronics, muddy paw prints on the couch, and missed dog bites could be commonplace in households with an energetic or stubborn pooch.

Young dogs, in particular, love biting games that could lead to unexpected nipping. At the same time, other pets may be overly protective or aggressive of strangers because they haven’t had enough socialization and interaction with other animals and people due to previous community restrictions.

Dog bites accounted for 85.7% of rabies cases in the Philippines, according to pre-pandemic findings of the National Rabies Prevention and Control Program’s 2020-2025 Strategic Plan. A highly lethal and contagious disease, rabies causes 250 to 300 deaths per year, a third of which are children under 15 and mostly male.

Victims of dog bites need a series of rabies vaccines, post-exposure prophylaxis with immunoglobulins, and tetanus shots to prevent rabies. This treatment could cost thousands of pesos, in addition to causing physical injury and pain.

Pet owners’ first line of defense against these unforeseen mishaps is to give their puppies regular anti-rabies injections. However, even if your furry friend has been vaccinated, the person they bitten still needs to get treatment for visible injuries and vaccinations.

With the help of a pet insurance policy with liability coverage like Pet Care from Malayan Insurance Co. Inc., dog sitters are protected from the financial and emotional stress that comes after their dog is bitten. or acted badly.

Pet owners‘ liability insurance pays for bodily injury and property damage expenses, including unexpected veterinary bills.

For a one-time payment of PhP 2,800, owners get PhP 100,000 liability coverage if their dog suddenly bites or injures someone, even if they are not at home. This benefit could be used multiple times if the PhP 100,000 cover was not fully consumed on initial claims.

Pet owners who feel they need more security for their active or large-breed pets can consider purchasing PhP 300,000 coverage for a one-time premium of PhP 5,400.

This policy also has per event coverage and can be used multiple times until the premium runs out.

Apart from dog bites, Malayan Pet Care liability cover can also be used to pay for damaged property. This feature is handy for hyperactive or clumsy pets that like to play with furniture and breakable objects or pounce on neighbors. plantitas landscaped courtyard.

Even if your pooch is sweet and friendly, it’s always a good idea to have him insured. The insurance helps cover medical expenses if your dog has an accident or becomes ill. It assures owners that their pup will get the medical treatment they need, even if it’s not in their budget. Owners are also covered since Pet Care comes with personal accident insurance.

Responsible pet ownership goes beyond giving pooches food and shelter. It also includes taking responsibility for any mishaps or misdemeanors your pup does inside and outside your home.